Tools

What it actually costs to buy

The asking price is not the cheque. Transfer, agency, the trustee office and — if you are financing — mortgage registration all sit on top of it, and they are usually quoted to you one at a time. Move any figure below and watch the whole cheque assemble itself.

Asking priceAED
Total to completeAED
Higher by%
The whole bar is the cheque you actually write. The dark block is the asking price; 1 to 4 are what sit on top of it.
The opening figures are illustrative placeholders, not quoted rates. Only the transfer and agency percentages open non-zero; everything else opens at zero, so the tool states no figure you have not typed yourself.
The colour code
Five parts that add up to one cheque
Every cost is stated in the same currency as the price, so the four add to the asking price and land exactly on the total.
Asking price
AED
% of the bar
1 · Transfer fee
AED
% of the bar
2 · Agency fee
AED
% of the bar
3 · Trustee office
AED
% of the bar
4 · Mortgage registration
AED
% of the bar
The console
Six faders, and why each one moves the answer
Drag for feel, type for precision. If you type a figure past a fader's range, the range extends to meet it.
The purchase
This one figure sets the length of the whole bar. Everything below is added to it.
AED
The figure on the advert, before anything you pay to complete the purchase.
Paid once, to acquire it — segments 1 to 3
These are due at completion, on top of the price. Two are a share of the price; the trustee office charges a flat fee.
% price
Paid at registration, when title changes hands. Confirm the current rate for your transaction.
% price
The commission on the purchase itself. Also a share of the price, also paid once.
AED
A flat office fee, not a percentage. Enter the figure quoted to you.
Only if you are financing — segment 4
Leave the loan at zero for a cash purchase and this group contributes nothing.
AED
Leave at 0 for a cash purchase. Nothing in this group applies until a loan is entered.
% loan
Charged on the loan, not the price. Confirm the rate with your bank.
The same answer in money
What you actually hand over
Asking price
AED
Costs on top
AED
Total to complete
AED
Costs as a share of price
%
These fees are set by the registration authority, the trustee office and your bank, not by us, and they change. Confirm every rate for your own transaction.
Not included: service charges and other running costs, valuation and bank arrangement fees, conveyancing, furniture or fit-out, and any developer or NOC charge on a resale.
Now price a real purchase
Fees differ by transaction — a resale carries charges an off-plan sale does not, and a mortgage adds its own. We will work through the actual costs on the unit you are looking at.
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Now price a real purchase.

Fees differ by transaction — a resale carries charges an off-plan sale does not, and a mortgage adds its own. Leave a number and a senior advisor will call back with the actual costs on the unit you are looking at.

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This calculator is arithmetic, not advice. It holds no market data: you supply the price, and every rate it opens with is an illustrative placeholder to be confirmed for your own transaction, not a quoted figure. For the running costs after completion, use the yield calculator.

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By submitting you agree we may contact you about your enquiry. We never share your details.